The goal of energy-efficient, affordable homes. » Mortgage Masters Group

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The goal of energy-efficient, affordable homes. » Mortgage Masters Group

 · The home purchasing and selling steps are elaborate enough to begin with. Real estate terminology can complicate it further, particularly if you are a first time buyer. Below you will find definitions on popular real estate terminology in Texas. This may help you better comprehend the buying and selling process.

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What is a mortgage? definition and meaning. – mortgage: A legal agreement that conveys the conditional right of ownership on an asset or property by its owner (the mortgagor) to a lender (the mortgagee) as security for a loan. The lender’s security interest is recorded in the register of title documents to make it public information, and is voided when the loan is repaid in full..

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This leaves a large market of houses that can qualify for a Energy Efficient Mortgage (EEM). The Federal Housing Administration (FHA), a federal agency which insures private loans, backs EEMs that allow mortgage lenders to add 100 percent of the additional cost-effective energy efficiency improvement costs to an approved home mortgage loan.

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