7 Mortgage Myths That Still Befuddle Borrowers » Mortgage Masters Group
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Age is a significant barrier for many potential borrowers, as detailed in this interesting article about mortgage choices for older people by Chiara Cavaglieri in the Independent. The recent global economic difficulties have had far reaching effects and one is a list of stricter rules and regulations surrounding mortgages.
Lending by borrower age Consumers of different ages may differ in their desire for credit and in the challenges they face in obtaining credit. These interactive graphs show lending activity for four age groups.
7 Mortgage Myths That Still Befuddle Borrowers Mortgage Masters Group Most loan officers will tell you that lower origination volumes are the result of a) millions of borrowers being content. And headlines. A group of civil rights organizations, mortgage lenders, and.. CSTV’s big east preview.Once lightly regarded and often referred to as the "Big Least," the Big East is no longer the.
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Borrowers may feel comfortable spending money once they have a mortgage "approval" in hand. The catch is that for marginal borrowers, a pre-closing spending spree can doom a mortgage application.
Borrowers & Individual LO’s If you are a mortgage shopper that is looking to purchase a new home or refinance a current residence, or if you are a mortgage professional without a web site (or has content restrictions from your employer), you are in the right place.
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-Mortgage Broker – An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use its own funds to originate mortgages. A mortgage broker gathers paperwork from a borrower, and passes that paperwork along to a mortgage lender for underwriting and approval.
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-Mortgage Insurance Premium is used to protect the lender against the higher risk exposure due to the more flexible credit and down payment requirements for the borrower. LTV <= 90%, MIP will be collected for 11 years or to the end of the mortgage on terms less than 11 years.
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